Your instate public college choices in NY have the potential to be affordable.
@sybbie719 would maybe be able to tell what types of aid a $0 EFC student would receive. I’m not sure how TAP interfaces with the Pell Grant. You would also be eligible for the $5500 Direct Loan for your freshman year.
You had mentioned on one thread about UCLA which is why I wrongly thought you were instate for CA. But I guess you figured out that the CA publics give no need based aid to OOS students.