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<p>You don’t know this to be true. According to Michigan’s most recent common data set, they meet on average 83% of need. We know their policy is to meet full need for in-state students, but since sticker COA is much lower for in-state students, and since in-state students represent only about 65% of the undergraduate student body, an awful lot of that FA must be going to OOS students as well. Given those figures, it seems likely that some OOS students with need are having their full need met, while others are being “gapped.”</p>
<p>Contrast that with NYU where almost everyone with need gets gapped. According to NYU’s most recent CDS, only 495 students had their full need met in 2012-13, out of 11,515 who were determined to have financial need; and NYU on average met only 54.6% of need. And that’s with a higher COA at NYU–estimated at $64,047 for the Fall of 2013, compared to $53,490 for OOS at Michigan.</p>
<p>Agreed, though, that as among the 3, the OP is likeliest to have full need met at Boston College. But it’s worth taking a shot at Michigan to see what they offer.</p>