<p>Between Harvard and Yale. Obviously money is a major factor, but unless you actually apply, you don’t know how they would factor that in, or whether either school would be more generous in one area to make up for any differences in other parts of the calculation. Look at Harvard’s “approximately $18000” figure as an example – it is just an average of all the families applying within that bracket, those with many kids, without kids, etc. The actual amount would depend on the individual family and could vary over a wide range.</p>