Buy insurance for my son's new iPhone?

<p>It may very well be that most college kids have smartphones today. I’m surprised myself at how many I see when I’m on a college campus. At work, most of the employees in my building older than 30 have dumb phones. The college hires generally have smartphones.</p>

<p>Wikipedia says that smartphones are 19% of the US market so there are far more dumb phones out there. I agree that it is nice to have access to the web and apps on the go but many college campuses are already set up with WiFi and an iPod Touch would provide access at a cheaper price for the device and with no monthly charges. Yes, it would be a pain to carry two devices.</p>

<p>I have an iPad available for traveling and I would just load maps on the device before going on a trip or at the hotel where WiFi was available.</p>