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<p>Since he’s a college student, why not just get him dorm insurance instead? It’s around $130/year (vs $100 for Verizon) and has a $25-$50 deductible. It will cover all electronic equipment plus anything else in the dorm - musical instruments, sports equipment, etc. My son’s insurance paid for itself when it replaced his damaged iPod.</p>
<p>Both my college sons have smart phones, and most of their friends do as well.</p>