Buy insurance for my son's new iPhone?

[dragonmom]

<p>For CSI coverage

They don’t just take your word for it, you have to send it to them and they determine if they can repair it. You also have to send the receipt for it. It was taking so long for them to get parts for son’s computer, they just sent us a check for a replacement laptop. I was pleased with the customer service. The reimbursement for the laptop was $900, I spent $115 on the policy.

</p>

<p>For my D’s computer that she spilled coffee in - they took the word of the campus computer folks that it was dead beyond help and she never had to mail off the dead computer, but she kept it just in case.</p>