I mentioned it in messages up top but it seems like OP is full pay but has a $60k budget.
So no reason to apply to schools where his cost will be over $60k. But I provided subs.
Like IU instead of Michigan etc. Furman instead of Wake. Denver, Miami (both actually - Florida and Ohio) instead of NU etc.
I’m simply saying you need to build based on cost vs desire.
Thx.