For an American, virtually all undergraduate degrees in Canada take 4 years. That can be shortened by applying AP credits as in the US.
Virtually all Canadian universities are public, except for a handful of private Christian schools. At most Canadian universities on campus housing is only provided for first year students. Students then move off campus.
It is not the “traditional college experience” that many Americans have come to expect.
Montreal and Toronto are incredible cities for a student to live in for 4 years.
What universities are you considering?