I was thinking - yeah, it’s great, go to CMU and play a sport - wonderful plan.
Then you said loan of $180K and I thought - there’s a great chance that person is going to be wrecked for life financially.
Yeah, avoid the loan. You can’t get it anyway - but your parents could.
There are few cases where it would make sense - and you woudln’t know until after that it did…no school would be worth that up front.
Good luck