Actually this is wrong and @tsbna44 is wrong too. Sorry 
.
To get to LECOM EAP student needs simultaneously apply to both LECOM and BS school. Acceptances are independent. But you need both. LECOM has limited numbef of sДаts per school. You need to attend affiliated school. I am not sure does LECOM have a total limit. I think it does. There is also an option to join LECOM program as a freshman or sophomore if you are at affiliated school and there are sports there (and you are chosen by LECOM). Then there is an option to get to LECOM after graduation like any other medical school.
Because of the above situation, usually students apply to 2-3 LECOM affiliated schools and LECOM as early as possible in senior year of High School.
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This is the usual path for those wanting the LECOM BS/DO admission.
Although, as noted, a student can try to apply to the LECOM BS/DO as a freshman or sophomore in college.
Regardless. This student isnât asking about this LECOM program at.all. So this is all probably getting off topic.
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The student doesnât like Case (the distance, the large classes) and the student is 100% set on med school and right away.
So itâs a possibility the student was likely unaware of that might help them fulfill goals.
Sometimes itâs ok to introduce info one isnât aware of in case it might fit their needs better. Certainly, more info never hurts. Anyone can always discard it.
I think some people on this board decided that LECOM DO is an easy medical school path. It is not. There are ton of hoops with not a guaranteed outcome (You need to pay for LECOM affiliate, you have to choose natural science major, you need to âloveâ that affiliated school, you need to be able to register for required classes -problem for DD, you need to fulfill all requirements for the school, LECOM, and major in 4 years, etc. ) Otherwise everyone would do it. That is why I told long time ago to people stop to promote LECOM to everyone. It is very niche. It doesnât work for 90% of top students who want to go to medical school. Not top students will not survive in that program. Remember, you canât apply out and you canât go for top specialties. And top students are not interested to study in mostly religious schools in the middle of nowhere.
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Letâs return to the OPâs question
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I donât think there is much more discussion is needed OPâs question. Out of the three choices, only Case is affordable. For $34K, Case is the best deal, like it or not. It is about the same price for CSU in state. I have to pay $42K for S24 to attend UC in state. Even taking gap year, I doubt OP can get in any school much cheaper than that. Good Luck.
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âŠAnd not only is it a bargain price with mega scholarships (showing how much they want OP), Case Western is awesome, especially for students interested in Medicine and Health.
- @smith1223 you applied because you liked and wanted CWRU. The bad weather kinda erased that now butâŠ
Can you remind yourself what they were?
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I grew up in Cleveland. Really, the weather isnât all that awful. Yes, there is winter. But the fall and spring are gorgeous. CWRU does a great job of dealing with the snow.
Cleveland flies under the radar as a cityâŠbut it has a lot to offer.
And should you decide to switch gears while in college, CWRU has many other areas of study.
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I do really like Scripps though and I have a lot of family in the area and most of my friends are staying in California, so would that make the extra loans worth it? I was talking to my counselor and he said that if I am already going to go to medical school then I will have loans anyway, so maybe I should just spend more money now and go to the school that I want to go to you know.
Sure, instead of paying $4,000 a month, why not $5,000.
hmmmmm - no - thatâs a horrible thought. Itâs going to be hard enough to pay back loans, on a residents salary, etc. to begin with.
Donât forget, when you borrow money- not only is there interest but there is fees - so you are borrowing less principal than you have to pay back.
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If I am doing the math correctly, the extra loans come to $132,000. This is a LOT of debt for a bachelorâs degree. This however understates the true magnitude of the extra debt because interest charges will increase the size of this extra debt by a LOT before you ever manage to pay it off.
No. This is not worth it. You really do not want to take on this much debt.
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This is wildly irresponsible advice. Your counselor should get out of the college advising business. Is he offering to cosign $130K in loans for you? Talk is cheap. Maybe youâve been bemoaning how much you want to go to Scripps for a month now, and heâs weary of it and just feeling like, âFine, take out loans for Scripps then.â But heâs not only an adult but a professional who is supposed to protect your best interests, and he should know better.
If you take on six figures of debt because you âwant to have a fun time in college,â future you will be trading future fun for loan payments.
And donât idealize Scripps just because itâs financially unattainable. Plenty of people are unhappy there. No college exists where everyone is happy.
WayOutWestMomâs suggestion of UNM was an excellent one. (Have you submitted any new applications since starting this thread?) Mild weather, good work-life balance that will allow you to have fun, great premed opportunities, and a cost thatâs even cheaper than CWRU.
Bottom line: either go to CWRU, or seek a more affordable alternative.
Of course, nobody here can stop you from taking on $130K debt for undergrad. But I hope you donât.
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I definitely get that but even my dad and my friends were telling me that I could make more money when iâm older so I might as well pick a school that I like more. Iâm just worried that iâll be unhappy at cast western and that Iâll wish I would have spent the money to go to scripps where i know the area and know iâll like it there basically.
Make sure that you and your dad both like the idea of your moving back home to save money after college, while youâre paying back not $130K, but 130K plus interest, which could easily total $200K or more.
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I havenât submitted any new applications because I feel like if I canât go anywhere else then iâll just have to suck it up and go to Case Western and hope it isnât as bad as I am thinking it will be. Thank you for being realistic with your advice though, it is very helpful!
I donât think you have to suck it up to go to Case itâs a leader.
In the off chance you do become a Dr, many will likely make less in the future. Many already make less today. They are now employees instead of owners in many cases.
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Thereâs a law being passed capping loans to a certain lifetime amount. If you take the loans now you wonât be able to pay for medical school. So, itâll be EITHER Scripps OR Medical School.
(In addition, student borrowers who had loan reimbursement pending - something that was generally extended for the federal loans or even forgiven if you joined a service profession like teaching- will now see their wages directly garnished, which means huge chunks of their paychecks will now go toward paying the loans. If their paycheck isnât sufficient, ie., if their whole paycheck they counted on to live, isnât enough to pay back the monthly loan amount, theyâll lose their driverâs license and all sorts of things are being listed as consequences.)
All in all, federal loans are capped to 27k (31k after 4 years with interest) because thatâs how much a college graduate can expect to be able to pay back over 10 years (ie., youâd be 30-32 when youâre done.)
Add the changes planned for student borrowers: borrowing more than 100k is financial suicide.
Donât do it.
Also, Case may not be in CA but it is awesome. 
Youâll have a ball AND learn a lot AND wonât be constantly worried about loans.
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Is your counselor offering to pay all these loans off?
And you donât know whether you will be going to medical schoolâŠor not.
Please, pick an affordable undergrad school that you like, and where you feel you will be happy to be for four years.
Take medical school out of the equation right nowâŠexcept to remember it will cost $100,000 a year or so if you get there in the future.
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It will take you YEARS to earn more money. Years. Medical school will net you zero income. Then you will have residency for at least 2 years, and could be a LOT more years depending on the specialty. Then you could have a fellowship of 1-2 years. Believe me, for the hours you will be working at residency and fellowship, you will barely be earning minimum wage per hour. SoâŠyou are looking at 4 years of undergrad, plus 4 years of medical school, plus 2-7 years of residency, plus 1-2 years of fellowship. Thatâs 7-13 years âafterâ you get your bachelors.
And doctor incomes are changing. Many physicians are now hired by private health agencies, and all of those are looking to reduce the pay of doctors.
@WayOutWestMom what did I miss.
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If you truly canât countenance being happy at Case Western Reserve (keeping in mind this is based mostly on weather) DO apply to UNM ASAP (good weather, guaranteed, and even lower cost than CWRU).
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