The decision is easy. Go with Rutgers. You can’t lose either way. If you decide to stay in medicine, you’ll be entering with low debt. Medical school is incredibly expensive, and going in with a ton of debt hanging over your head is a very bad idea. If you decide against medicine, you’re still in a low debt situation.
The worst thing you can do is choose a college based on “Premed prestige.” Chances are, you’re going to choose a different major after having a chance to explore your passions. The last thing you want is a financial death trap sucking money away from your starting salary.