In addition to making sure possessions in one’s dorm or off campus living arrangement are covered, students also need to make sure important possessions are covered outside of their room/apartment. Art supplies or computers in a studio space, instruments in a practice space, sports equipment in a gym area. If it costs money, make sure it’s covered at all times, in all places. Don’t assume that the school will reimburse for damage or theft, because it probably won’t.
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