Congratulations on your accomplishments. It appears that you are a competitive candidate for Wharton and/or M&T. HOWEVER, it is impossible to chance anyone for such selective programs as there are simply far more well qualified applicants than there are spaces available. ED can improve your chance of admission. Still, Wharton as well as M&T should be considered reaches for any unhooked applicant.
As noted above you should create a well balanced list with reaches as well as matches and safeties (which may be UT given your high class rank).