<p>I don’t know if the above sentence is just worded ambiguously or if you are mistaken in your understanding, but Barnard’s policy as to outside scholarships is to apply the money first to the self-help portion of the financial aid portion award, to reduce loans and work-study; beyond that they are subtracted from the Barnard grant. It cannot be applied to EFC. See: [Barnard</a> College Financial Aid](<a href=“http://www.barnard.edu/finaid/scholarships.html#TREATMENT]Barnard”>http://www.barnard.edu/finaid/scholarships.html#TREATMENT)</p>