I’m sorry to hear that and I hope you and your family are doing ok now.
But unfortunately this is not a hook. A “hook” is an attribute that aligns with a college’s institutional priorities. And flood-impacted students aren’t a priority for any college I know of.
I agree with @thumper1’s points. Given your need for full funding every school in the US will be a reach for you.
Also keep in mind that after graduation you will be expected to return to your country.
Best wishes.