This is very important.
The large majority of students who start university thinking “premed” end up doing something else. However, you do not finances to be the thing that keeps you out of medical school. You should try to save as much money in the college fund as possible to help to pay for medical school. If you end up doing something else, and if that something else involves some form of graduate school, the money you saved can still be helpful.
And you have multiple very good in-state public schools that should be relatively affordable for you.
Some of the out of state schools on your list are not likely to be affordable at all. Some of the schools on your list do not offer any merit based aid at all and will only be affordable if you qualify for a lot of need based aid.
Also, premed classes will be very challenging at any school on your list. Yes Harvard or Johns Hopkins might be a tiny bit even more challenging, but you will find tough classes and a lot of very strong students at any of these schools.
I am confused by your note: “*colleges that will be switched out first if i can find a better school”. Every school on your list is very good for a premed student. What might vary is how expensive they will be and where they are located. On the one hand you will want to be close to one or more hospitals where you can get experience. Otherwise you will want to be in a location where you are comfortable.
Regarding “up north + east” I am thinking that is where I am. What good schools are up here? U.Mass is very good, and does offer some merit aid for out of state students. It is not in a city (assuming that you mean U.Mass Amherst – U.Mass Lowell is in a city). UVM is very good. In your case merit aid looks likely at UVM but would still leave the cost significantly higher compared to your in-state public schools.
I have wondered if you should consider U of South Carolina.
Also, the northeast, whether Boston/Cambridge or Amherst or Vermont, is a significant distance to travel. We do get snow fall up here, and I still recall multiple cases where the snow happened to occur about the same time that someone was traveling to or from university for the Christmas / New Year vacation.