I love your list if you’re ok with IU. Do they have a program to afford the dorm ? You might look at W&L Johnson too. And SMU and their Presidential.
You’d also qualify for big merit but maybe not enough at many schools - Miami of Ohio. You’d potentially qualify for the U of Alabama diversity scholarship. 4 years tuition, one year housing and $1k a year scholarship. Others may have similar.
Why I U and Manchester? Will Manchester assuredly come in at a better cost ? I know IU has affordability programs but it’s obviously big.
There are other schools that meet need that may be a fit - from a U of Miami to Franklin & Marshall to a UVA and UNC ( the only two publics that meet need). See the list.
Ps - you’ll need more than one LOR and hopefully your teacher comes through. Pps - love your essay outline - sounds fascinating, using a camera to define you.
Best of luck.