You have a short window to correct your behavior and hopefully it is not to late.
You are seeking admissions to top tier schools with single digit acceptance percentages. Typically 50-75% of applicants are academically “qualified”.
You are clearly smart enough to do the math and recognize that the schools make their decisions from the “qualified” pool based on LORs and ECs. On the positive side they look for consistency, leadership, passion, impact, etc. On the negative side inconsistency and behavioral issues are red flags.
Think of it this ways, LORs are typically the nicest things those who know you best as part of an academic environment have to say about you. If they (experienced educators) are critical based upon behavior the school is unlikely to over look them and focus on your other stellar achievements.
I am being this direct because you have a window to work on it. WORK ON IT and make sure you have a back up plan including less rejective schools. Good luck.
Once again I would consider how you present yourself to others. I am sure it’s not deliberate but be self aware. Terms like “easy money” probably worth self editing.