Is there any college on my list that merits caution/attention? I am pretty sure I can manage the finances. No matter what, I can always afford my in-state schools. If financial aid becomes such an issue, I can always reject ED. So far, I have received every indication that Northwestern is affordable with need-based aid. I can also get a general NMF scholarship, local school-based scholarships, and have some cash flow from my job(s).