Freshmen can work 6-8 hours without impact.
UM is only a match because you’re instate and your school has a good relationship with them, despite all your achievements.
From OOS, UM is an automatic reach.
When estimating chances, for any university that has a below 25% admission rate, you must consider it’s “reach for everyone”. With your stats& achievements you might add that criterion for 20% or less acceptance rate rather than 25% but even that is risky. For these universities (including UM for OOS applicants), high stats are just a way to get past first cut, and the selection process becomes unpredictable because it rests on institutional priorities. Every year high achievers are shut out from all their reaches and matches.
I don’t think that’d be your case (due to UM being instate) and that being said, with UM as a good backup, identify 1-2 more matches and you should be OK.
Consider Tufts.
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