I have a kid with extensive medical issues and she saw specialists at Harvard. I don’t recall purchasing any separate plan so she could see a couple of specialists at local hospitals, and she was also hospitalized a couple of times, had PT at Harvard and so on. Everything was covered by her student health plan. Feel free to PM me (or actually I can PM you since you don’t have a lot of posts). Also, health services had great MD’s.
Gibby not sure what you mean by “Glad to know it’s just health related issues.” No kid with serious health issues is GLAD and would not use the word “just.”