Chance Me: Boston University for Psych / Pre-Med! [NJ resident, 3.9 GPA, rank 3/87, 1360 SAT]

At least in my experience university admissions will evaluate your grades based on the high school that you attend. If you are 3rd out of 87 students, and in-state in New Jersey, then the first university that comes to mind as a probable safety is Rutgers. I have known quite a few Rutgers graduates, and they have all made the university look very good. However, your guidance counselor will most likely know better than I whether Rutgers will be a safety for you.

Otherwise there are several other very good public universities in New Jersey. Again your guidance counselor probably knows them better than I do. Some private schools such as Seton Hall are also quite good and very likely for you.