It’s highly unlikely you’d get in a year after not. Make sure you have other schools. Getting $80k in need in the U.S. will near impossible. Apply to the schools that meet need and are need blind.
Amherst
Bowdoin
Brown
Dartmouth
Harvard
Princeton
Yale
MIT
Georgetown
Notre Dame
Just because you need aid doesn’t mean the school will agree.
Your odds are very low, so please take that into account and find a school somewhere that you can attend so you don’t have another gap year.
Good luck.