I think academically - it’s going to be tough - but not impossible. I think the language hurts - unless there’s a reason you took two for two years and not one for four years….a reason like they didn’t offer a third year…but not an excuse such as…I just wanted to change.
If there’s a portfolio that has to be approved, obviously that’s another facet - which could help (or hurt).
I do think you need to check the NPCs on each school - and I do think you are unlikely to need Stout.
Are you interested in LACs? Have you looked at Beloit? Some of the LACs, from need and merit, might get to $30K-ish. Beloit, Kalamazoo, etc. - and then others meet needs - so you might look at the NPCs of some other meets need schools like Oberlin, Bard, Dickinson.