Your stats are excellent. This suggests that you are a very strong and serious student and that being able to eventually make it to medical school is a very real possibility.
This in turns suggests that you want to start off on a path that will lead to your being able to afford to attend and graduate from medical school without taking on excessive debt. You need to be able to afford 8 years of university, where the last 4 years are likely to be expensive.
Which in turn leads me to fully agree with @eyemgh on this issue.
My opinion here might be a bit biased by having a daughter who attended a university for her bachelor’s that was a good fit and was affordable with a merit scholarship, but that was not the highest ranked that she was accepted to. She was pre-vet which means that her courses overlapped a lot with premed. She knew several students whose stats looked a lot like yours, even at a university that was ranked very roughly about 100 by US News. She now has a few friends who are currently at highly ranked medical schools, and is herself in a DVM program that is very good and highly ranked.
You do not need to attend a “top 20” university in order to attend a “top 20” medical school. You do however need to do very well in classes that are going to be very challenging at any “top 200” university. You will also need quite a bit of experience in a medical environment.
Personally for premed students I think that undergrad admissions should be boring. You should aim to attend a university which is affordable and where you can have some realistic hope to be near the top of your class – with the understanding that this is going to be take a lot of work. To me this says “Rutgers” for a very strong student from NJ. Here again I might be biased since the Rutgers graduates who I have worked with and/or studied with (in graduate school) made the university look good.
However, some of this might be based on my bias or the particularly experiences that I have. Assuming that your applications are all in, you might want to relax, stay ahead in your classes, and see what acceptances come in with what sort of financial aid.