Chance Me - Future Low income Econ Student looking for a large/mid sized city (northeast maybe west coast) with a strong almuni network [NY resident, 3.83 GPA]

Extracurriculars Freshman + Sophomore year

Background:

  • Low income
  • Single Parent
  • Charter School
  • Female
  • Black
  • Nyc

Basic stats:

  • 3.83/4.0 GPA school doesnt do unweighted

  • No SAT yet, taking it this year

  • (AP only school)

  • Freshman coursework:

AP Art History (earned a 5)

AP World History (earned a 5)

AP Biology (earned a 4)

AP Pre-calc (earned a 4)

AP Language (earned a 4)

  • Sophomore coursework:

AP Macroeconomics (earned a 5)

AP American Literature (earned a 5)

AP Chemistry (earned a 3)

Dual Enrollment Pysch (earned a A-)

  • Junior coursework

AP Calc BC

AP United States History

AP Computer Science

AP Physics C

AP World Literature

DE Data Literacy

DE Entrepreneurship / App Development

Awards:

  • Deans list (x2)

  • Won schools excellence in stem award

  • Best Business Venture award - UW-M Pre-College

  • Ap scholar with distinction

  • Selected participant - UMich Ross All Access program

Economic Research Assistant

Assisted in the data collection and storage of property taxes across NYC; helped Prof build NYC comptroller financial report from the years of 2022-2023

Social Media Manager, Real Estate Fund

Grew LinkedIn following by 150%, created 75+ posts, increased average engagement by 3x, designed marketing campaigns highlighting Black homeownership and real estate investing.

Intern, Mortgage Company

Assisted on closing 5 mortgage loans by introducing a new communication software, verifying documentation, and assisting with administrative and lending processes.

Memeber (9th grade) → Social Media Manager (10th grade) → President (11th grade) Women of Caribbean Club

Promoted cultural programs and volunteer events through social media, increasing attendance and engagement; help connect Caribbean-identifying students with leadership and service opportunities.

Tutor, AP Language and Macro Teaching Assistant

Supported freshman in improving reading comprehension and macro analysis; edited 100+ FRQ’s and guided class discussions

Yearbook Committee Editor (9-10th Grade) → Managing Editor → Editor in Chief (11th grade)

Edited submissions and designed layouts, helping produce 4 themed yearbooks, each with a unique concept, collaborating with staff

Volunteer, Service Fellowship - Cajamarca,Peru

Built 3 irrigation canals with Quechua community members in Peru; learned basic Quechua while devoting 20+ hours to improving water access

Participant, UW-Madison Badger Pre-College

Created ReadEasy, an app that summarizes and simplifies Terms of Service and contracts for consumers, entrepreneurs, and businesses.

Fellow, YouthBridge New York Fellowship

Selected for a competitive NYC civic leadership program; trained in conflict resolution, public speaking, and cross-cultural collaboration.

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You’ve taken a good mix of classes & have earned really great grades & AP scores. You also have built up a strong activities, awards, & leadership profile - and you’re only half way done! Your 3.83 unweighted GPA, does this include only “A-” grades or also any “B+”, “B”, or “B-” grades? Definitely take AP Microeconomics and AP Statistics, if offered. Do you have an idea of what your senior year schedule may look like? Also, have you taken the PSAT and any scores you can share? If you have not, that’s okay.

Once you’ve taken the ACT or SAT, you can better gauge if schools like UC Berkeley (Haas), University of Michigan (Ross), Cornell (Dyson), & NYU (Stern) for business are viable options to consider. You can also pursue economics degrees at these universities, most offering both B.A. and B.S. options.

I would check out Business and Management and also Economics for the IB Diploma, which could help you decide which path to ultimately pursue in college.

Hi! I earned 2 B+ during my freshman year but they were in my theater & fitness classes. I earned a B+ this year in my photography class, aswell as a A- in AP Chem. For my senior schedule i know for sure i’ll be taking AP Micro, AP Comp Gov and AP CSA, and since my school doesn’t offer AP Stats Im going to try and take the dual enrollment version. I havent taken the PSAT but my school did make us take a full length practice test in order to see where we fall and assign us the best SAT tutoring class for our junior year and I got a 1200; 620 on english 580 on math. Thank you for your advice!

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You’re welcome! All your “B+” grades were in elective classes so those shouldn’t hurt you much. I would avoid earning any additional “B” grades, including +/-, to maintain an increasing GPA trend. One or two additional "A-"s junior or senior year, depending on the subject, shouldn’t be a detriment either.

PSAT from 9th & 10th grade usually just serves as a baseline. I don’t know if this stills hold true but an old rule of thumb was that students were supposed to increase their SAT score by 100 points each year of high school, from 9th to 12th grade. So, you can still reach 1400-1500 on the SAT, perhaps even higher. The PSAT/NMSQT and the SAT are two different tests: some students do better on one or the other, or both. Some fail to qualify for NMSQT junior year but then score a comparable “NMS” range score on the SAT and also vice-versa - National Merit Semifinalists that don’t perform as well on the SAT.

Berkeley does not consider test scores and does not offer financial aid to OOS students. Michigan would probably also not be viable option from a financial standpoint as the majority of financial aid goes to in state students.

OP, you have a great profile so far, but it’s a little too early to chance you as you have no ACT/SAT test scores. Keep up the good work and come back after you have some test scores to share.

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The University of California testing policy could change by the time lakeshorepath begins working on college applications.

UCB does not offer need based financial aid to non-California residents, so it will be too expensive for a student from a low income family. Cornell, Michigan, and NYU require financial information from both parents even if divorced or separated, so if the other parent is alive and uncooperative, financial aid is unlikely at those schools.

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Okay so UC is out regardless of testing policy. Then Washington University in St. Louis (Olin) as another alternative. lakeshorepath did state northeast maybe west coast though.

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My father def does not make enough for both of my parents income to even touch 100k so I think i’ll be fine with the financial aid from at least cornell

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okay thank you!

Baruch college in NYC? I believe it has a strong alumni network with a pipeline to Wall Street.

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NYU has (and has since well before COVID so unlikely to change) a test-flexible policy. If OP gets a 5 for Calc BC, they can consider using the APs option as they will have a solid range of 5s to submit across the required areas. (I don’t think it’s useful to use this option unless all the submitted scores are 5s.)

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Will both parents be cooperative on financial aid forms?

Have you run the Cornell net price calculator including both of their income and assets?

Hi @lakeshorepath . Congratulations for doing a wonderful job in school so far.

I’ll allow others to focus on dream universities and extreme low-acceptance universities. There will be no shortage of great advice here at CC for you concerning those schools. I’ll discuss a few that may be off your radar. I know you said Northeast or West Coast, but I’ll include a few other places you may later open up to.

First, I’ll tell you about my family’s situation. I’m a single Black father with 3 kids and make significantly less than $100K/yr. My son was a high school student in the class of 2020, who wanted the option of attending an out-of-state university if he decided that was what he wanted to do. He was an average student with average grades and a slightly above average (but not extremely high) SAT. He applied to 70+ schools. My advice comes mostly from my son’s results and experience.

  1. Definitely apply to any in-state public university in which you think you might remotely be interested. In-state publics are usually (though not in every state) the safest bets when it comes to acceptance AND affordability. Non-Flagship Publics also often inform applicants very early if they’ve been accepted. It reduces stress to have a couple of these in the bag early in the process.

  2. Ignore most out-of-state public universities. The vast majority will not be affordable to low-income families. If you get a 1500+ on your SAT, you might get enough merit aid/scholarship money to make a few affordable. Otherwise, most will not be affordable.

One OOS system that was accessible to applicants with my son’s grades/scores AND was affordable to our family was New Mexico. Both University of NM and NM State University were just as affordable to my son as an out-of-state applicant as our in-state publics. On the other hand, travel to and from NM would have been a lot more expensive than attending an in-state school. But it was nice to know NM was an option.

  1. Private non-elite LACs (Liberal Arts Colleges) turned out to be surprisingly accessible. Many accepted my son, and more than expected awarded enough Financial Aid to cost the same as (or less than) our in-state publics.

Some of these include Wooster (rural Ohio), Ursinus (just outside Philadelphia), Stetson (near Dayton Beach FL), Allegheny (rural PA, 100 minutes from Cleveland and Pittsburgh), Guilford College (Greensboro NC), and others.

Some that did not accept my son but might accept you include Kenyon College (OH), Macalester (St Paul/Minneapolis), Oberlin (OH), St Johns (dual campuses in Annapolis MD and Santa Fe NM)

There are literally dozens of schools in this category that could conceivably be affordable for your family. For a few of the best options in this category, pick up “College That Change Lives”. You can probably check out a copy of the book at your local library.

I’ll also add Clark Atlanta University. It shares a campus with Spellman and Morehouse but is much easier to get accepted into. As a student at CAU, you’ll get the benefit of mingling with those students and can take some classes in their buildings. CAU isn’t guaranteed to be affordable, but if you want to be at an HBCU in Atlanta, it’s an intriguing option.

I’ll also add Wellesley near Boston. It’s an elite women’s college that is far from an easy acceptance. However, my niece was accepted a few years ago, was awarded an incredible amount of finaid that made it possible for her single mother to afford, and graduated after four incredible years.

  1. Mid-major private universities is what I call private universities with larger enrollments than small LACs, but smaller enrollments than major public universities. These schools will have between 3000-12000 students. Several accepted my son and were affordable. With your better grades, a larger amount might be accessible for you.

Marist College (Poughkeepsie NY), St Joseph’s (Philadelphia), Rollins (near Orlando), Holy Cross (outside Boston), Dayton (OH), SMU (Dallas), Loyola (Baltimore), Loyola (Chicago), American U (Washington DC), U of St Thomas (Minneapolis), U of Richmond (Richmond VA).

There are dozens and dozens of mid-enrollment like this. Some have much lower acceptance rates than others. None are guaranteed to be affordable. But there is a decent possibility each might offer enough aid.

I’m not recommending you apply to as many schools as my son. He had me to assist with a lot of the process, and not all parents will be able to assist to the degree I did. However, you should research these schools and see if any are especially attractive to you.

Overnight visits: Some of these schools offer overnight/2night visits to prospective applicants. A few will even pay travel expenses for low-income students. For instance U of St Thomas (in Minneapolis) offered to pay for my daughter to fly to and from Minneapolis to enable an overnight visit to see if she liked the campus. Furman in SC offered to pay my son’s travel expenses (and a hotel for me) for him to attend its weekend visit.

Summer programs: Many colleges offer (usually 1 to 3 weeks) summer experiences the summer between junior/senior year of HS. Long ago, I went to M.I.T. for such a program. My son went to one at an HBCU. Brown University has one. Howard University has a summer residency program for high school students interested in learning more about being an accountant. Aside from travel expenses, these (especially the ones targeting low-income and/or first-time applicants) are often free to attend or have scholarship finaid for needy families.

Best of luck to you!

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Yes I did it a while ago and it said I’d most likely pay 5k or less with work study paying most of it off. My friend who’s in a similar financial situation got into Cornell this year with full aid so I’m hoping that could be an opportunity for me.

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Wow thank you so much!

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Do keep in mind that Dyson for applied economics & management is the hardest school to get admitted to at Cornell (in a recent year, the admit rate was like 2.9%). As a NYC resident, you should target a couple of CUNYs & SUNYs outside of Cornell in-state options.

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Babson College is well known for strong networking among their alumni. They are very good for Econ as long as you are looking for applied economics. I think that you would be a strong candidate there. They are need blind for admission and once accepted, they meet 100% of need. They are located in suburban Wellesley, MA on the outskirts of the greater Boston area.

University of Pennsylvania puts a high value on demonstrated practical experience. Given your resume of applications, they might be worth an application. They are excellent for networking among alumni/ae and are strong in Econ. They are located close to downtown Philadelphia. They are need blind for admissions and will meet 100% of demonstrated need.

Have you looked into Questbridge as a vehicle to assist you in the application as a first generation, low income applicant?

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Possibly. But CA Publics will not be affordable for a low income out of state student.

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Hi - I think it’s a bit early to grade you (need one more semester and a test score) but given a $5K budget, you need to apply either to:

  1. Schools that meet need
  2. Schools that assure to meet your cost (auto merit) - but I’m not sure any will get you to $5K. Potentially, some southerns with full rides or a school like Berea but I’m not sure a NYC kid fits there.
  3. NY has the TAP or Excelsior - one of them gives you free tuition in state. If you can live at home, you’d make budget.

I may be missing but I don’t see any foreign language listed. That will be a must at most schools.

Also, I don’t see your family income but take a look at QuestBridge . They also have a program you can apply for Junior year to help with college apps - but Questbridge gives you a chance at a full ride at more than 50 colleges, so it’s worth a look if your family income is roughly $65K or less.

When you are low income, while it’s nice to have preferences (like mid or large city), you also need to be realistic - the reality is, anyone willing to let you meet your budget (and it will be few) has to be considered - but a college, for example, like W&L is in rural VA - but 10% of their kids get a full ride. Other schools that one might think lesser but an E Carolina or a UNCC have full rides that are “easier” to get than meritorious full rides at other schools - so regional publics like those are also worth a look.

Good luck.

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