I’m trying not to get off track - but simply noting if you have private schools that offer EA on your target list (and you do), then REA to Stanford makes no sense because it will significantly hurt your odds at those private schools. Penn already makes no sense to ED because it’s not your top choice.
If you said, you only had public colleges like UIUC, I’d say OK.
So that’s why it’s getting off - there’s, in essence, no advantage for you applying early. I don’t think the benefit of Penn is as great as people think - they have athletes and more. But your targets aren’t targets and applying RD will minimize your chances at them.
Glad to see you added Kelley.
So this list -
NYU is a reach
Vandy is a reach - especially if not ED - and not sure how it hits your interests. They have a “business” program but not major.
BU - a reach but less than Vandy.
Emory - reach
Babson - has EA - it has a 17% acceptance rate so it’s a reach, but better odds EA
CWRU - kids that get into Harvard get turned down and those you wouldn’t think get in. Has early action - target but not assured.
IU Kelley - now has holistic admissions so it can’t totally be predicted anymore but I’m guessing you’d be in.
You might look at Lehigh (mentioned before - only RD), RPI (early action - ask your school counselor about the RPI medal for great merit) - both these fit you - as would Purdue, UIUC and UMN (but public schools). UNL Raikes is worth a look too although is more CS based.
PS - I don’t think you have enough targets. Your targets, other than maybe IU, aren’t targets. Perhaps I’m conservative but I think you’re a bit aggressive with your chancing. You are a fine student but at many, the SAT won’t make up for what’s missing.
On the flipside, you just noted you raised $50K in funding and that tells me you have the skills that a college can’t teach you - and that you’ll be fine wherever you end up.
Good luck.
PS - I’ll also add that you say in message 51 you are looking to save on application fees - but you have no cost constraints so you are willing to pay $400K. In that case, app fees have zero relevance - because they are a drop in the bucket. If you were to say, time in having to complete apps - it’d be different - but if you’re going to be concerned with $1500-$2000 in app fees and other fees - like sending transcripts - then you shouldn’t be applying to $100K schools. Just pointing that out.
I hope and believe things will work out for you - but these are all top schools with horror stories (like the kid in at BU but not MIT) - and I like to play it safe, etc.
Good luck.