Yes sorry, the way it’s calculated at my school is A-4.0 B-3.0 C-2.0 etc. I take 7 classes each semester for 4 years = a total maximum total of all A’s (4’s) of 7 classes * 2 semesters * 4 years * “A” gpa - 4.0 = 224. Because I have 3 B’s and a C, that is a total of 3 lost points for each B and 2 lost points for the C. Therefore, my total points is 224 - 3 - 2= 219. Then, 219 (my total GPA points)/224 (total possible GPA points) ~0.977. To calculate cumulate GPA= 0.977*4= 3.91 (Assuming I get all A’s for the rest of my semesters).
With regards to the rest of your message, I think I will apply ED to UChicago as my dad is an MBA alum from there and I am applying for business. I have considered the UK but assumed since they only take into account grades, my low GPA will knock me out despite my IB scores. I do believe I am in the top 1-2% of my class but I will check on that. Is there a way I can keep the Indian Male part “hidden”? I know colleges say they don’t assess that but it’s quite obvious based on admission statistics.