If a competitive university gives me an offer, my family can afford 100k/year for four years without causing financial difficulties (including tuition, living expenses, etc.); of course, if the academic strength is similar, my family and I will choose the cheaper option. This is still a huge amount of money and will bring pressure. I think this will cover most UCs? Maybe UCLA/UCI is struggling. Also many other private schools, especially in the NY area, are struggling.