Your advantages are that you have an SAT score (many do not due to the novel coronavirus pandemic) & that you are not seeking financial aid (and are, therefore, a full pay applicant).
For 2019, the average SAT scores of students admitted to the business schools at these universities are:
UPenn–Wharton–1505 (6.7% accepted)
Univ. of Michigan–Ross–1500 (12% accepted)
SMU–Cox–1500–(10.9% accepted)
NYU-Stern–1492–(7.6% accepted)
Cornell-Dyson–1478–(6.4%)
Georgetown–McDonough–1431–(16.2% accepted)
Indiana–Kelley–1430–(44.5% accepted)
Michigan has EA, not ED option
Penn, NYU, Michigan, & Indiana have well respected finance programs as do Virginia & UNC.
(UPenn-Wharton & NYU-Stern offer superior programs in finance and are the two most respected finance programs on Wall Street.)
What is your highest math score on the SAT ?