So current for tuition room and board - so not books, travel, eating out etc is $62.6k. It will be higher next year.
If you get $6250, you’re over $56k a year.
You can borrow $5500 - note that is a loan that must be paid back. With interest.
So you’re $51k but with money to have to pay back later.
How much are your parents giving ?
How will you make up the delta, assuming there is one ?
CU is strong for physics. But there are less expensive and also very good if needed.
Good luck.