Smith ok but don’t assume you could afford. If you are dreaming smith, I don’t see Ohio u or Ohio state as suitable safeties.
There’s other female schools ftommBryn Mawr to Hollins to Agnes Scott and smaller public schools.
Also while you are working on a budget that is first and foremost.
You say you qualify for aid but how do you know ?
Run a net price calculator for smith as they meet need. See what it says.