Will Bing and Albany be affordable? Do you have any SUNYs/CUNYs within commuting distance?
Will you qualify for TAP $ ? NYS Higher Education Services Corporation - NYS TAP
Excelsior? https://www.suny.edu/smarttrack/types-of-financial-aid/scholarships/excelsior/
@sybbie719 can you help?
UCLA will offer you no financial aid, so drop that school…it’s a hard app, and no reason to spend that time. Penn State is unlikely to be affordable as well.
Have you run Net Price calculators for each of your schools? Here’s Barnard’s: Net Price Calculator
The NPCs may not be accurate if your parents are divorced, own a business, or own real estate beyond a primary home…are any of those the case for you?
Make sure you include these obligations in the Activities section of your app, which will include the average amount of hours spent per week on them. You only get ten spots, and this HAS to be one. You will have to eliminate and/or combine a few of your other ECs listed in your OP.