Chance Me - schools to the caliber of IU, UW Madison, U of I, or Loyola (all early action), and Match Me to other schools which could work for me please!

Your first step would be to complete the FAFSA and discover what your EFC is. That will inform you/us whether or not you will qualify for need-based aid. That status, coupled with your ~$12K/yr budget will more or less determine what schools to focus your attention on.

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