Realistically, it’ll seem strange you didn’t drop the class or take an Incomplete. But what’s done is done.
You are applying with a B+/A- GPA, an F, no test score, good ECs, and a rare full pay budget.
If you like universities in big cities, you also have St Thomas, Hamline, St Kate’s in Minneapolis St Paul (+ of course UMN).
UCincinnati
University of Vermont and St Michael’s could both be worth looking into (target, safety)