Chance me undergrad first-year premed (current junior) [TX, 3.86, top 15%, <$60k/year, bioengineering, neuroscience, or psychology]

[txfriendly]

I would put UT-Austin, BU, and UNC as reaches, and SMU as a match. Baylor looks like a solid fit and would get to that budget, but keep in mind that med school will be even more expensive and Baylor doesn’t necessarily provide any advantage for med admissions over a cheaper public school.