<p>Let’s see IS is 18K, OOS is 33K. Thus, even 8K a yr means that they are paying 25K, whereas, your brother is still 7K less. In these financial times when parents mutuals are still 25% below what they were 16 months ago, that 7K makes a huge difference, in Terp Payment plans it would equal 700-900 a month depending which plan you took.</p>
<p>As a parent when both DS1 and DD2 were applying, financial aspects were placed into the equation. They both knew that no matter what their dream college was they could apply, and we would do everything we could to get the bills covered, but in the end of the day if there was going to be a cash shortage it would be a no go. We are not millionairres, our DD has to be thankful that DS is full ride scholarship from the AF, because we can now afford to pay for a more expensive college bill.</p>
<p>There are several parents on this site that have children with the BK. I know for sure one is OOS and one is IS. Some sent their kids to UMD as an IS because in the end to send them somewhere else was going to incur 10s of thousands in loans and the BK was making it free from soup to nuts. </p>
<p>Next…not sure how to make it clearer, will they get in ? Yes and that is what everyone stating, but to be admitted into UMDCP as an Engineering student does not mean they are automatically going to get into Clark. The same is true for Smith or Merrill, you can be in a program, your degree will state Engineering UMDCP, the one from Clark will state UMDCP Clark. Many of these schools have scholarships offered only through their school. If you get on Deans list for Behavioral, than you are eligible for more scholarships within that school, if you don’t than you aren’t…it is all merit and not FA.</p>