<p>So your sats are quite good and often above average, but maybe a touch low for wash u. And although some of your ecs are impressive, you tend to lack leadership positions in them and it would also look better if you had been part of your activities for a longer period of lastly. Lastly, as Im sure you heard your GPA is low. Anyway, best of luck 
also I have know idea how paying in full factors into UC decisions.</p>
<p>Wash U- reach
Emory- low reach
Notredame- low reach
NYU- high match/low reach
UCSD-match
UCI-match
UCB-low reach but if paying is as big of a deal as you say it is then match (same with UCLA)</p>