Chances my 1470/4.0 daughter won't get in anywhere she applied?

[OK_tx]

@DramaMama2021

That being said, the OP made some contradictory statements about finances, and the overall message I got was that any school was affordable without financial hardship but may require what the OP considered acceptable financial adjustments. (e.g. short term loan to cashflow until year-end bonus). But I may have misunderstood. If this becomes more than a hypothetical conversation, I hope the OP will let us know.

Could have never imagined the debate my bumbling attempts to understand 2022 US college admissions would bring!

First, off, thank you everyone for the spirited debate. And I’m sorry if I confused ya’ll
. Wasn’t trying to. But I also didn’t try very hard to say I don’t need financial advice. I’ll attempt that now.

Put simply, (and trying to stay as anonymous as possible) I net enough each year to cash flow my daughter’s $80K tuition/costs every year if it were to come to that (we’re not talking 2-3 times). But I don’t see the reason to cash flow if I have zero to 2% short-term loans available to me, to be paid in 12 months. (Also, I have a law degree and an MBA, I’m not saying this because I’m a naïve optimist).

I just think a $25K/ per SEMESTER paid via cash flow, with the remainder financed below inflation levels, (or even at 0% with bonus credit card miles) is the better way to go.