Your ECs do not need to match your intended major. In fact to me your ECs look pretty good for a business major. However, they do not need to.
Let’s look at some of your ECs. You started a non-profit company. What could be better for a person interested in majoring in business with an eye towards entrepreneurship? Debate is another EC. The ability to present well is a very important skill for a business major.
Once again, your ECs do not need to match your major. The point is to do what is right for you, do it well, and treat people well and show that you can get along with people. This sounds like what you have done.
Also, some of your reach schools do not consider your major when deciding whether you will be admitted. As one example, at MIT they use your intended major to match you with a freshman year advisor. That is it. That is all that they use it for. Then at the end of your freshman year you get to pick any major that you want (assuming that it exists at MIT). My understanding is that some of your other reach schools are similar.
I think that you should put down whatever major you want to pursue. I would not play games with this. This does bring up another point: For your reach schools, your applications should be genuine. Be yourself. Picking the major that is right for you is just one example of being genuine.
Make sure that you are happy with your safeties. Reach schools are called “reach” for a reason. Safeties are important.
In terms of reaches, you have a lot of them. For each school, think about why it is or isn’t a good fit for you. Then apply to the reach schools that are the best fit. If for each school you can explain why that school is a good fit for you, that is likely to come through in your application one way or another. Trimming your list and focusing on the schools that are the best fit for you is likely to be a good plan.
One thing to consider for each university is what major they have that matches your preference. For example some of the schools on your list do not have an undergraduate business major. Look at what they have instead, and what the required courses are for that major. Also look at the general requirements to graduate from each school. Then consider how many of the courses that you are going to be required to take are ones that you actually want to take. Also consider where the school is, how large it is, how academically demanding it is, and other aspects that might make you comfortable or not. Do you want to be in a big city? Do you want to be in a small town in a rural area? Do you like real / cold winters or would you prefer very mild “winters”?
Don’t worry about it. You do not need to be perfect. I have known lots of people who attended famous and highly ranked schools. They aren’t perfect either. No one is.
You do not need to apply ED at all. Highly ranked universities are looking for students who are a good fit for them. They get it right quite often. There is a good chance they will get it right in your case also.
If you do apply ED anywhere, then apply ED to the school that you feel is the number 1 best fit for you, but only if you are either fine being full pay or the NPC shows it as being affordable.
My understanding is that recruited athletes apply ED. This skews the ED acceptance stats. Legacy students also sometimes apply ED. For the rest of us the bump is not as large as the stats would make it seem.