So is your instate acceptance affordable?
Re: cost.
UMD does NOT guarantee to meet full need…so it’s no surprise that your net cost to attend there exceeded your FAFSA EFC.
UNC-CH uses the CSS Profile to determine need based aid awards. Any chance you are self employed? Are the parents divorced/remarried? Do you own real estate in addition to your primary residence?
There had to be something on that Profile that would have indicated you could be full pay as an OOS student at UNC CH.
But likely, your kid does have the stats to get a decent merit award at UA Huntsville. If that is what you need…apply…now.