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<p>You are misinformed.</p>
<p>There are various levels of security clearances and each has a different standard that must be met.</p>
<p>After knowing people who are involved in that entire process (E-qips, JPAS) at the State G1 and knowing an ARNG LT in my unit that works as a Army civilian processing these cases, I can assure you there are many people who are denied clearances SOLELY based on finances when they have NO delinquent debt. Of course, the % that are denied for these exact reasons alone are different for each type of clearance with TS clearances being denied far more frequently for having high debt to income ratios than standard “secret” level security clearance.</p>
<p>It comes down to how “likely” and what “level” of debt someone is carrying. I’ve seen more than enough cases to have a general idea of both of these factors to say what I had originally said.</p>
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<p>Again, I would “hope” we did not grant security clearances to people who have large debt and are in a position where the income would not pay off that debt, right?</p>