I haven’t researched much into student loan limits- yikes! My D has a 4.2 and hopefully higher once the year ends, and has 9 AP classes on her transcript. In addition to finding the right opera undergrad program for her, I have been counting on an offer of some merit money as well. She will have three years of Conservatory training from her high school which I hope makes her stand out as well. As a single parent, I am really stressed about the finances. My oldest goes to a state school with a very reasonable tuition, but her major is not as specialized.