If your DD wants to go somewhere out of state, more prestigious, start looking at costs now and see what you think you can afford. Sounds like you are both off to a good start.
As you mentioned the higher ranked schools don’t always offer scholarships. They don’t need to; they can attract kids without discounts. Lower ranked schools offer schollys to buy high stats kids so their rankings will increase.
**PSAT jr yr ** Have your DD study now for the one-day PSAT test junior year. Its only offered once for all juniors; but there are schools that offer good scholarships covering tuition and room and board if your DD does well.
R&B is pricey. Plan on spending 11-15K on it at least the first year. Many freshmen are required to stay on campus. It can go down a little through the years.
Ideas: Here’s a school not mentioned yet that took only 19% of the Out of State (OOS) kids who applied - and gave many of them the price of instate tuition - Florida State. I also personally think University of Tulsa has it going on . . .
For Reference: We have 4 kids and < similar income. We have to go the merit route. Our 2020 son - has yearly tuition offers from schools ranging from $negative tuition → $0K (instate) → $2k → $3K → $6k → $10K → $25K. He has a 34 ACT and 3.97 GPA. He refused to write essays; so those offers were all from automatic merit; all but one were public schools.
good luck; hope you stay on this forum; you’ll find a ton of good info.