<p>If they have to take on debt to afford to pay for your school, then that is a warning sign that their personal finances are being overstretched. You may want to talk to them to make sure that they are not digging themselves into a financial hole, or setting themselves up to be dependent on you finding the highest possible paying job at graduation, even if you would otherwise prefer some other type of job or go to study for a PhD (funded with a cost of living stipend, but not really what you can use to pay off large debt or support your parents).</p>