<p>I know what a co-op is – I did one, well two actually. And they were at two different companies, not a single one. But my point is, let’s say your financial aid puts you at paying $30k a year. Well two quarters is still $42k a year, so you pay the first $30k. But now you get to pay $30k out of $42k for 3 years instead of $30k out of $63k for each of 2 years. So you paid an extra $30k for school.</p>