<p>Look into an individual policy for your kiddo. If you have Anthem BC/BS…look into the Tonek plan. Or look into their individual PPO plan. We got the PPO plan for our son…$195 a month with a $2000 a year prescription coverage. It has a $1500 deductible but after that 100% is covered.</p>
<p>Tonek has the same deductible and prescription plan but it also has dental checkups and three office visits a year that are not part of the deductible. I am not an insurance underwriter.</p>
<p>What we did was contact OUR carrier to find out about individual policies. They are MUCH less expensive than COBRA and much more comprehensive than short term coverage.</p>