Marilyn
December 22, 2009, 6:22pm
9
<p>Apparently the extension of coverage after graduation is based on state law. The new federal law starting in January might be Michelle’s Law for students who need to take a leave of absence for health reasons.</p>
<p>Try googling health insurance after graduation and your state; that’s how I found this law for Illinois <a href=“http://www.benico.com/IL_Leg_HB5285DependentCoverage_age-expansion-fromDOI-12-17-08.pdf[/url] ”>http://www.benico.com/IL_Leg_HB5285DependentCoverage_age-expansion-fromDOI-12-17-08.pdf</a></p> ;
<p>New Jersey and Colorado</p>
<p>
Although most group and individual health insurance policies cover children only while they’re full-time students, some states are extending coverage beyond graduation day. In March, the New Jersey legislature passed a law that covers children up to the age of 30, as long as they have no dependents of their own. And under a recent Colorado law, children are considered dependents until their 25th birthday if they are unmarried, financially dependent or share the same address with an insured parent. Other states are considering similar provisions.
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<p>Pennsylvania</p>
<p>
The state recently enacted a law, Act 4 of 2009, that requires major insurers to provide health insurance coverage for dependent, uninsured adult children through age 29 if they are single, a Pennsylvania resident or a full-time student and have no other health
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