As a business major, calculus will be required at the college level. It would be extremely helpful if your child takes calculus in HS (doesn’thave to be at an honors level). For that reason and given that it was recommended, I’d suggest taking pre-calc in 11th grade.
Personal anecdote: My S did not take calc in HS and went to a top 50 b-school program. When he took calculus in college he was one of only about four or so students out of a class of 40 who had no prior exposure to calculus. He got through the class, but it was challenging and time consuming.