I sure hope you speak to your parents about budget and don’t just assume.
You can go as low as low 20s - Bama and probably similar at UK.
Budget is the #1 thing b4 choosing colleges. I’d pay anything for Penn - unless you have the $$ or demonstrated need, how will you pay? You can borrow $5500 your first year before you get into high interest rate and fee loans.
Be careful - anyway, I gave you suggestions up front.
But you really need to pinpoint a budget so you’re not yet another admittee whose parents, when faced with writing that big check 2x a year, either crumble and put themselves into financial distress or tell their kids - no.
I do think Miami Ohio fits, UMN if you’re ok with the big city, and the given you have UF, why not UGA, FSU and Bama (for low cost, solid name). I’m still not sure of your major interests - but U of SC might be another solid name to consider.
But talk to your folks about budget - please don’t assume.
Good luck.